A recent boost in the Town of Mamaroneck’s fire safety rating could translate into lower fire insurance premiums for residents.
“There’s no guarantee of it, but it certainly warrants residents going and asking their insurance companies,” says Town Administrator Stephen Altieri. Insurance carriers often factor ratings issued by the Insurance Services Office, a national company that assesses insurance risk, into calculating premiums, he says.
ISO, which reevaluates fire departments’ capabilities about once every 10 years and ranks fire departments on a scale of 10 (lowest) to 1 (highest), upgraded the Town’s rating to 3 from 2.
“That may not sound incredible, but there are only two communities in all of New York State that have a No. 1,” Altieri says. (On its website. the Syracuse Fire Dept. claims to be the only one rated 1 in New York State.)
The new rating took effect Dec. 1. Only 23 fire departments out of 2,469 in New York State have a 2 rating. New Rochelle is another with a 2 rating.
“It’s a great tribute to the fire department and what they do,” Altieri says.